\u062a\u062d\u0635\u064a\u0644\u0627\u064b \u0644\u0644\u0623\u062c\u0631 \u0648\u0639\u0645\u0644\u0627\u064b \u0628\u0642\u0648\u0644\u0647 \u062a\u0639\u0627\u0644\u0649: \u00ab\u0648\u0645\u0646 \u0623\u062d\u064a\u0627\u0647\u0627 \u0641\u0643\u0623\u0646\u0645\u0627 \u0623\u062d\u064a\u0627 \u0627\u0644\u0646\u0627\u0633 \u062c\u0645\u064a\u0639\u0627\u064b\u00bb \u0641\u064a \u0643\u0644 \u0633\u0646\u0629 \u064a\u062d\u062a\u0627\u062c \u0622\u0644\u0627\u0641 \u0628\u0644 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0645\u0631\u0636\u0649 \u0625\u0644\u0649 \u0639\u0645\u0644\u064a\u0629 \u0646\u0642\u0644 \u0627\u0644\u062f\u0645 \u0623\u0648 \u0623\u062d\u062f \u0645\u0634\u062a\u0642\u0627\u062a\u0647.
\n\u0648\u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645 \u0647\u0648 \u0633\u062d\u0628 \u0643\u0645\u064a\u0629 \u0645\u0646 \u062f\u0645 \u0627\u0644\u0645\u062a\u0628\u0631\u0639 \u062a\u0642\u062f\u0631 \u0628\u062d\u0648\u0627\u0644\u064a (450 \u0645\u0644) \u0623\u064a \u0628\u0646\u0633\u0628\u0629 (8%) \u0645\u0646 \u062f\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u062a\u0633\u062a\u063a\u0631\u0642 \u0623\u0642\u0644 \u0645\u0646 \u0631\u0628\u0639 \u0633\u0627\u0639\u0629 \u0648\u0647\u064a \u0645\u0647\u0645\u0629 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u062d\u0627\u062c\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0644\u0644\u062f\u0645.<\/p>\n
\n
\n\u0648\u0627\u0644\u062f\u0645 \u0627\u0644\u0628\u0634\u0631\u064a \u0645\u062b\u0644\u0647 \u0643\u0645\u062b\u0644 \u0623\u064a \u0639\u0636\u0648 \u0645\u0646 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u062c\u0633\u0645\u060c \u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u0639\u0648\u064a\u0636\u0647 \u0625\u0644\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u062c\u0633\u0645 \u0646\u0641\u0633\u0647\u060c \u0648\u0625\u0630\u0627 \u0644\u0645 \u064a\u0633\u062a\u0637\u0639 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0643\u0645\u0627 \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0641\u0634\u0644 \u0646\u062e\u0627\u0639 \u0627\u0644\u0639\u0638\u0627\u0645\u060c \u0623\u0648 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0648\u0642\u062a \u0643\u0627\u0641 \u0644\u0644\u062a\u0639\u0648\u064a\u0636 \u0639\u0646\u062f \u0641\u0642\u062f \u0643\u0645\u064a\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u062f\u0645 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u062d\u0648\u0627\u062f\u062b\u060c \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0623\u0648 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062c\u0631\u0627\u062d\u064a\u0629 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0639\u0646\u062f \u0648\u062c\u0648\u062f \u0646\u0632\u064a\u0641 \u0634\u062f\u064a\u062f\u060c \u0641\u0625\u0646\u0647 \u0644\u0627 \u0628\u062f\u064a\u0644 \u0644\u062a\u0639\u0648\u064a\u0636 \u0630\u0644\u0643 \u0627\u0644\u062f\u0645 \u0627\u0644\u0645\u0641\u0642\u0648\u062f \u0625\u0644\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u062a\u0628\u0631\u0639 \u0634\u062e\u0635 \u0633\u0644\u064a\u0645 \u0644\u0647\u060c \u0644\u0623\u0646 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0647\u0648 \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0644\u062f\u0645 \u0648\u0645\u0646 \u0647\u0646\u0627 \u0643\u0627\u0646 \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645 \u0639\u0645\u0644\u0627\u064b \u0625\u0646\u0633\u0627\u0646\u064a\u0627\u064b \u0646\u0628\u064a\u0644\u0627\u064b.
\n
\n\u0645\u0627 \u0647\u064a \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645:
\n– \u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u0646\u0641\u0633\u064a\u0629 \u0644\u0645\u0627 \u064a\u0642\u0648\u0645 \u0628\u0647 \u0627\u0644\u0645\u062a\u0628\u0631\u0639 \u0645\u0646 \u0639\u0645\u0644 \u062c\u0644\u064a\u0644 \u0644\u0645\u0627 \u0641\u064a\u0647 \u0645\u0646 \u0623\u062c\u0631 \u0648\u062b\u0648\u0627\u0628.
\n– \u062a\u0646\u0634\u064a\u0637 \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u062f\u0645\u0648\u064a\u0629\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u062a\u0646\u0634\u064a\u0637 \u0646\u062e\u0627\u0639 \u0627\u0644\u0639\u0638\u0645 \u0644\u0625\u0646\u062a\u0627\u062c \u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u062f\u0645 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0639\u062f \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645.
\n– \u064a\u062a\u0645 \u0627\u0644\u062a\u0623\u0643\u062f \u0639\u0646\u062f \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645 \u0645\u0646 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u062a\u0628\u0631\u0639 \u0628\u0639\u062f \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0643\u0634\u0641 \u0627\u0644\u0637\u0628\u064a \u0639\u0644\u064a\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0637\u0628\u064a\u0628 \u0628\u0646\u0643 \u0627\u0644\u062f\u0645.
\n– \u0627\u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u0628\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0642\u0644\u0628 \u0648\u0627\u0646\u0633\u062f\u0627\u062f \u0627\u0644\u0634\u0631\u0627\u064a\u064a\u0646 \u0644\u0623\u0646 \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645 \u064a\u0642\u0644\u0644 \u0646\u0633\u0628\u0629 \u0627\u0644\u062d\u062f\u064a\u062f \u0641\u064a \u0627\u0644\u062f\u0645 \u0648\u0627\u0644\u062a\u064a \u062b\u0628\u062a \u0639\u0644\u0645\u064a\u0627\u064b \u0623\u0646 \u0632\u064a\u0627\u062f\u0629 \u0646\u0633\u0628\u0629 \u0627\u0644\u062d\u062f\u064a\u062f \u062a\u0632\u064a\u062f \u0645\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0631\u0627\u0636.
\n– \u064a\u062a\u0645 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062e\u0644\u0648 \u0627\u0644\u0645\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645 \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0645\u0639\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u0642\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062f\u0645 \u0645\u062b\u0644 \u0623\u0645\u0631\u0627\u0636 (\u0646\u0642\u0635 \u0627\u0644\u0645\u0646\u0627\u0639\u0629 \u0627\u0644\u0645\u0643\u062a\u0633\u0628\u0629 \u0648\u0627\u0644\u062a\u0647\u0627\u0628\u0627\u062a \u0627\u0644\u0643\u0628\u062f \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u064a\u0629 \u0645\u0646 \u0646\u0648\u0639 \u0628\u060c \u062c\u060c \u0648\u0627\u0644\u0632\u0647\u0631\u064a \u0648\u0627\u0644\u0645\u0644\u0627\u0631\u064a\u0627) \u0648\u0630\u0644\u0643 \u0628\u0639\u062f \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u0645\u062e\u0628\u0631\u064a\u0629.
\n <\/p>\n
<\/a><\/p>\n
\n\u0645\u062a\u0649 \u064a\u062a\u0645 \u062a\u0639\u0648\u064a\u0636 \u0643\u0645\u064a\u0629 \u0627\u0644\u062f\u0645 \u0627\u0644\u0645\u062a\u0628\u0631\u0639 \u0628\u0647:
\n– \u064a\u062a\u0645 \u062a\u0639\u0648\u064a\u0636 \u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0645 \u062e\u0644\u0627\u0644 12 \u2013 72 \u0633\u0627\u0639\u0629.
\n– \u064a\u062a\u0645 \u062a\u0639\u0648\u064a\u0636 \u0628\u0631\u0648\u062a\u064a\u0646\u0627\u062a \u0627\u0644\u062f\u0645 \u062e\u0644\u0627\u0644 3 \u2013 4 \u0623\u064a\u0627\u0645.
\n– \u064a\u0628\u062f\u0623 \u062a\u0639\u0648\u064a\u0636 \u0643\u0631\u0627\u062a \u0627\u0644\u062f\u0645 \u0627\u0644\u062d\u0645\u0631\u0627\u0621 \u0628\u0639\u062f 3 \u0623\u064a\u0627\u0645 \u0648\u064a\u0643\u062a\u0645\u0644 \u062e\u0644\u0627\u0644 4 \u2013 8 \u0623\u0633\u0627\u0628\u064a\u0639.
\n
\n\u0645\u0627 \u0647\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0645\u0646\u0639 \u0641\u064a\u0647\u0627 \u0627\u0644\u062a\u0628\u0631\u0639 \u0628\u0627\u0644\u062f\u0645:
\n– \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0630\u064a \u0623\u062c\u0631\u064a\u062a \u0644\u0647 \u0639\u0645\u0644\u064a\u0629 \u0646\u0642\u0644 \u062f\u0645 \u0623\u0648 \u0623\u062d\u062f \u0645\u0643\u0648\u0646\u0627\u062a\u0647 \u0623\u0648 \u0623\u062c\u0631\u064a\u062a \u0644\u0647 \u0639\u0645\u0644\u064a\u0629 \u062c\u0631\u0627\u062d\u064a\u0629 \u0644\u0641\u062a\u0631\u0629 \u0623\u0642\u0644 \u0645\u0646 \u0623\u062b\u0646\u064a \u0639\u0634\u0631 \u0634\u0647\u0631\u0627\u064b.
\n– \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0635\u0627\u0628 \u0628\u0623\u062d\u062f \u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u062f\u0645 \u0643\u0641\u0642\u0631 \u0627\u0644\u062f\u0645 \u0648\u0627\u0644\u062b\u0644\u0627\u0633\u064a\u0645\u064a\u0627\u2026 \u0627\u0644\u062e\u060c \u0643\u0630\u0644\u0643 \u0627\u0644\u0645\u0635\u0627\u0628 \u0628\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u062d\u0633\u0627\u0633\u064a\u0629 \u0643\u0627\u0644\u0631\u0628\u0648 \u0623\u0648 \u0627\u0644\u062d\u0633\u0627\u0633\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u062f\u0648\u064a\u0629.
\n– \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0635\u0627\u0628 \u0628\u0623\u062d\u062f \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0645\u0632\u0645\u0646\u0629 \u0643\u0627\u0644\u0633\u0631\u0637\u0627\u0646 \u0648\u0627\u0644\u0642\u0644\u0628 \u0648\u0627\u0644\u0635\u0631\u0639 \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0635\u0627\u0628 \u0628\u0627\u0644\u0633\u0643\u0631\u064a \u0627\u0644\u0630\u064a \u064a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u0623\u0646\u0633\u0648\u0644\u064a\u0646 \u0641\u064a \u0639\u0644\u0627\u062c\u0647.
\n– \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0635\u0627\u0628 \u0628\u0623\u062d\u062f \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0645\u0639\u062f\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062b\u0628\u062a \u0623\u0646\u0647\u0627 \u062a\u0646\u0642\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0646\u0642\u0644 \u0627\u0644\u062f\u0645 \u0627\u0644\u0645\u0644\u0648\u062b \u0628\u062c\u0631\u062b\u0648\u0645\u0629 \u0627\u0644\u0645\u0631\u0636 \u0643\u0627\u0644\u0625\u064a\u062f\u0632 \u0623\u0648 \u0627\u0644\u062a\u0647\u0627\u0628 \u0627\u0644\u0643\u0628\u062f\u064a \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u064a \u0648\u0627\u0644\u0632\u0647\u0631\u064a \u0648\u0627\u0644\u0645\u0644\u0627\u0631\u064a\u0627\u2026 \u0627\u0644\u062e.
\n <\/p>\n